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Texas Home Equity Conversion Mortgages for Seniors

Reverse Mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only Reverse Mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage or HECM, and is only available through an Texas FHA approved lender.

Can the lender take my home away if I outlive the loan?

No. You do not need to repay the loan as long as you or one of the borrowers continues to live in the house and keeps the taxes and insurance current. You can never owe more than the value of your home at the time you or your heirs sell the home.

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REVERSE MORTGAGES: Good Idea?

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