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Texas Reverse Mortgages for Seniors

If you are a senior age 62 or older and have built up at least 50% equity in your home, a Reverse Mortgage will allow you to access your equity to increase your cash flow or income.

Instead of continuing to make monthly mortgage payments, you get paid back the equity you already have in your home – that’s the “reverse” part.

You never have to repay the loan as long as you live in your home. You can choose to receive the cash payments monthly, as a line of credit, or in a lump sum.

Also, because the Reverse Mortgage program is backed by the US government (FHA and HUD), you will never owe more than the value of your home – even if you receive monthly payments for the next 20 years!

Finally, you keep title to your property- meaning that you continue to own your own home.